Those receiving Social Security, Railroad Retirement, or disability benefits, will be automatically enrolled in Medicare Part A & B, and sent an Initial Enrollment Package with Medicare Card 3 months prior to a 65th birthday or 24th month of disability. Others will need to file an application through the Social Security Administration.
A US citizen or permanent resident who has lived here at least 5 years can enroll in Medicare 3 months before or after they turn 65. One can also enroll if they’ve been receiving Social Security disability benefits for at least 24 months, or if they have end-stage renal disease or ALS (Lou Gehrig’s Disease).
Medicare is our Federal Insurance Program designed for people 65 years or older, certain people with disabilities, and those with permanent kidney failure treated with dialysis or a transplant. Also known as Original Medicare, there are 2 Parts to Medicare – Part A (hospital insurance), and Part B (medical insurance)
Also known as Medigap, Medicare Supplements are insurance policies that help one pay the out-of-pocket costs (coinsurance & copayments) of Medicare. Some will also help cover emergency care that may be needed when traveling outside the U.S. (which Medicare won’t do).
Lisa Lauro, Senior Healthcare Specialist
Hi, my name is Lisa Lauro. I help individuals understand wellness packages available as part of your Medicare choices. This includes providing an understanding of both the pros and cons of Medicare Supplements and Medicare Advantage.
Ready to learn more about your options? Schedule your complimentary review today!
Lisa Lauro
